What to Do Next After 12th in Commerce Stream

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Now the most infamous question arises, what to do after 12th grade? Which course will be profitable after completing 12th in commerce stream? As there are plenty of courses available, it can make one anxious while choosing the right program. Commerce is a popular stream among HSC (10+2) students in India. Having studied Commerce in Class 11th-12th allows candidates to choose from a multitude of courses at graduation level, paving the way for a range of career choices.

Wondering what to do after 12th commerce? If you are trying to find the graduation courses after 12th commerce, you learn accounts, finance, and business aspects, and you always have an opportunity to switch to Arts-based on your interests in the field. The future scope of commerce is bright, and the commerce stream jobs can provide high salary if you choose the best career in commerce.

Commerce is a well-structured field to start your career plan with. Before taking the commerce field, check out all the professional courses after 12th commerce available and decide which one would be more suitable to you. To find the best career in commerce, you need to know the list of options you have. Completing your 11th-12th in Commerce after your higher secondary class ten board examinations will open possibilities for you to select your option of a career plan.

Most of the commerce stream jobs require on-the-job experience and some skills sets to help you grow. Courses after 12th commerce have a lot of scope and advantage if taken correctly.

List of Courses after 12th Commerce

You can complete your graduation in many commerce-related courses that are offering you many lucrative jobs. Some of the best courses are listed as follows:

Bachelor of Commerce (B. Com)

A three-year degree UG program can gain curricular knowledge on subjects like- Accountancy, Statistics, Management, Human Resource, Computer, Economics, etc.

Eligibility: 10+2 with any stream

Candidates must have secured at least 50% marks in Class 12.

Bachelor of Economics (BE)

Bachelor of Economics is a 3-year course similar to B.Com degree. In the Bachelor of Economics, you will study basic and advanced economics to understand the concept of micro and macro-level in-depth.

Eligibility: 10+2 with any stream

Candidates must have studied Mathematics, Economics and Accounts.

Bachelor of Accounting and Finance (BAF)

BAF is a program that focuses on subjects like tax, auditing, cost accounting, business law, and economics. The course offers extraordinary scope in the finance and accounting fields.

Eligibility: 10+2 with minimum 50% marks in any of the streams.

Students must have studied Accounts and Finance in Class 12.

Bachelor of Commerce in Banking and Insurance (BBI)

After finishing your 12th, are you looking to work in the financial services sector? Bachelor of Commerce in Banking & Insurance is a perfect undergraduate course waiting for you. During this, you will get training about different types of banking, finance, investment, business analytics, risk assessment, and the use of financial software.

Bachelor of Commerce in Financial Market (BFM)

Those students looking for Banking and finance this course. An MBA in Finance after this course can improve employability chances. During these three years, you will study financial markets, trading & its regulation, and market forces.

Eligibility: 10+2 with any stream

Candidates who have studied Mathematics and economics are given a higher preference.

Bachelor of Business Administration (BBA)

The BBA is a popular choice amongst students after completing their class 12th having studied commerce. It is a three-year undergraduate program. You can gain knowledge of the principles of business and its administration. ASM’s Commerce, Science, Information Technology (CSIT) offers this course for students who aim to enhance their leadership abilities and cultivate a rational business vision.

Eligibility: 10+2 with any stream with Mathematics and English as compulsory subjects.

Candidates must have secured a minimum of 50% marks in 10+2.

Bachelor of Computer Application (BCA)

The BCA equips you with the skills and knowledge needed to excel in the IT industry in infrastructure and user support. During these three years, students can learn a broad overview of IT systems.

Eligibility: 10+2 with any stream.

Minimum 50% Aggregate in class 12 board exams.

Institutes may also conduct entrance exams for admission to this course.

Chartered Accountancy

Chartered Accountancy is one of the toughest and is a 3.5-year prestigious course. In this, you will study subjects like auditing, tax laws, taxation, business laws, and corporate law. The Institute of Chartered Accountants of India administers the professional course for students having completed their class 12th in commerce. This professional course comprises various levels. CA is one of the famous and the best career in commerce. Students need to clear one to be eligible to sit for the next level with a higher difficulty level. If you are looking for the best commerce courses after 12th, CA is one of the best options out there.

Cost and Management Accountant (CMA)

Just like the CA course, this degree is a professional course offered by The Institute of Cost Accountants of India. Similar to CA and CS, the curriculum is a formation of different levels, for students to clear the rounds same as CA and CS. CMA is one of the best career in commerce. Following this course, it is required of students to obtain education and expertise associated with subjects like Cost & Management Accounting, Fundamentals of Commercial and Industrial Laws, Laws and Ethics, etc.

Certified Financial Planner (CFP)

Considered as one of the best careers in commerce, the Financial Planning Standards Board India (FPSB) administers and supervises this professional course. For students having an interest in financial planning subjects, the courses certify and recognize expertise and knowledge in topics like financial planning and taxes, retirement, insurance, and estate planning. CFP is one of the top professional courses in commerce field.

Company Secretary (CS)

Unlike the CA certification, the CS or Company Secretary course is under the administration of The Institute of Company Secretaries of India (ICSI). Students with an inclination towards theoretical courses in Law choose this course for a career option. It is one of the best courses after 12th commerce.

The degree brings laurels to the candidate bearing it, and, like the CA course has levels to clear each time till they reach the final CS Professional Programme category. The course provides an understanding of the legal purposes and agreements of companies. It will earn the applicant’s senior-level positions in corporate organizations. It is one of the attractive commerce courses available.

Association of Chartered Certified Accountants (ACCA)

ACCA is a global body that provides students with a ‘Certified Chartered Accountant’ certification.

ACCA duration depends on your level of education. If you are a 12th graduate, the course is for 3 years. To be able to receive the ACCA qualification, one should be at least 18 years old and have a minimum qualification of 10+2 with an aggregate of 65% in Mathematics or Accounts as well as English, and a minimum of at least 50% in all other chosen subjects.

Students who are studying for their graduation in Commerce or business related streams like B.Com, BBA and BMS are also eligible for the ACCA course and they can pursue ACCA along with their graduation. ACCA has 13 courses, which are all divided into 3 levels: Knowledge, Skills and Professional. By pursuing the ACCA course, you get access to opportunities all over the world. As it is a globally recognized accountancy organization, acquiring this qualification is a great way to build a career in accountancy and finance.

Bachelor of Management Science (BMS)

The Bachelor of Management Science is the best career option for those who have just completed their 12th in commerce. It offers a unique combination of theoretical knowledge and hands-on, practical experience. It is the perfect way to get a head start in the corporate world, as it touches upon various aspects of businesses and helps develop a variety of skills. It is a three-year undergraduate program that helps in developing the skills necessary to manage and grow a business. This course focuses on various topics such as economics, finance, accounting, and marketing.

Bachelor of Event Management (BEM)

After 12th commerce, students can pursue various courses of their choice. Out of the many degree courses available, a Bachelor of Event Management is a popular option that has been gaining traction in recent years. It has become the preferred choice for many students due to the wide range of opportunities it provides. This course is perfect for those looking to have a career in the events industry, as it provides in-depth knowledge of the field.

This course covers a range of topics related to planning, organizing, and managing events, such as weddings, concerts, conferences, and more. You'll gain knowledge on budgeting, marketing, human resources, public relations, and risk management, as well as learn how to research and interact with vendors and stakeholders.

Diploma in Education (DEd)

It is a professional diploma course that prepares students for a career in teaching. This course is typically studied after completing 12th commerce and is offered at various universities and colleges.

The DEd course typically lasts for two years and covers a wide range of topics related to education, including teaching methods, curriculum development, classroom management, and educational psychology. The course also includes practical training, where students spend time in actual classrooms, observing and assisting experienced teachers.

During the DEd course, students will learn about different teaching methods and how to design and implement lesson plans. They will also learn how to assess student learning and use that information to improve instruction.

Importance of Choosing the Right Career After 12th

Here are some factors which are why choosing the right career becomes important after class 12th –

  • Understanding of the course:

    Before you decide which course to pursue, you need to understand what it entails? Know what you will learn, what kind of teaching pedagogy is there in a particular graduation course.

  • Analyzing your strength and weakness:

    Identify what YOU are good at. You must not choose a program just because of pressure. And find that out your strengths and weakness for a better tomorrow.

  • Future Prospects:

    Deciding on a college course and its prospects are equally important as the financial viability of the career path matters.

  • Prioritize career interest:

    You must choose a direction that aligns with your interests and aptitude. You must understand where your interest lies, and you do not have any regrets later.

  • Choose the right course for you:

    You have different options like a degree course, a diploma course, a weekday course, a weekend course, or even distance learning/part-time studies. Be careful while short listing as it is all about your career and future.

How to Choose the Right Commerce College after 12th?

As graduation is an investment for a lifetime, students need to be clear about the required budgets and the financial resources.

Here are some aspects for choosing the right commerce college after class 12th –

For a long decade, a counselor is playing a crucial role. Students can engage with a counselor who is willing to provide guidance and constructive feedback to them.

  • List Your Choices: Make a list of courses you like and dislike during schooling, which you are willing to pursue as a higher education degree.
  • Define your Consider Career Counseling: Financial Status: Education is crucial. So, define your financial standing. Get the best education with the resources that are available to you.
  • Know your interest: You need to know are you interested in the field of finance & trading of economic value, and at the same time ensure that you enjoy your time pursuing it.
  • Determine the Place of Study: Before choosing the college, study the location, as not all places will be accessible or affordable to you.


If you were wondering what to do after 12th commerce, these are the top career options for commerce students to get high paying commerce stream jobs. Students often find themselves in a dilemma to select the best curriculum for their career plan. Courses after 12th commerce are plenty but choosing the right makes or breaks everything.

The scope of commerce is satisfactory. With various options in Accounting, Finance, Engineering, Marketing, or Business Administration, you should first work on your interest, decide the career path and then select the best career in commerce that agrees well with your plan onward. Before selecting commerce courses, find the salary range, eligibility, skills required and institution.

Choosing the right career is in your hand. Think of the different aspects of everything and then choose your path. Interact with people from this profession and hire the right counselor to help in making the right decision for you.


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